Average Used Car Loan Rate 2025. To help, here’s a guide to the average car loan interest rates in 2025. The fico credit score range is from 300 to 850, and auto loan rates are slightly higher if you purchase a new car versus a used car.


Average Used Car Loan Rate 2025

Fall tends to be a good time to buy a used car,. In 2025, average used car interest rates experienced the largest increase since 2008, with a rise of 6.26 percentage points.

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